Credit Decision Person

The Credit Decision Person API helps businesses assess financial reliability and creditworthiness quickly, enabling informed, secure decisions that protect cash flow and reduce risk. By automating credit checks, companies can improve compliance, streamline due diligence, and enhance their customer experience.

With this API, you can: -Perform fast credit checks based on customizable credit templates

• Automate credit decisions with predefined parameters
• Integrate seamlessly into existing systems to reduce manual handling and improve efficiency

Use case:

A supplier uses the Credit Decision Person API to automatically assess the creditworthiness of potential customers, speeding up the onboarding process, reducing the risk of financial losses, and improving the customer experience.

Please Notice

The following api call executes a credit decision processed by our partner CreditSafe; they help us to deliver reliable credit decision data. According to the Credit Disclosure Act (Kreditupplysningslagen), Creditsafe is required to send out a request copy every time a credit report is issued about a private person, individual company and trade and limited liability company (Privatperson, Enskild firma, Handelsbolag, Kommanditbolag).

If a person is not active, one of the following rejection/status codes are returned.